BREAD FINANCIAL HOLDINGS, INC. (BFH)

Latest Insider Confidence Score

2026Q1

55.2
Bullish

Company insider confidence (by quarter)

2015Q1 2026Q1

Largest shareholders

Insider Role (last 12 mo) Shares held Filed at
Alliance Data Systems Corp — 4,671,194 Nov 9, 2021
ValueAct Holdings, L.P. 10% Owner 1,500,000 Oct 30, 2019
ValueAct Capital Master Fund, L.P. 10% Owner 1,500,000 Oct 30, 2019
VA Partners I, LLC 10% Owner 1,500,000 Oct 30, 2019
ValueAct Capital Management, L.P. 10% Owner 1,500,000 Oct 30, 2019

Recent buy/sell transactions

Exec date Filing date Insider Role Signal Confidence Shares % of shares Under plan? Amount (USD)
Feb 17, 2026 Mar 4, 2026 Beberman Perry S CFO Sell 37.5 -22,516 -13.68% ✗ $1.6M
Feb 18, 2026 Mar 4, 2026 Driscoll Allegra S EVP, Chief Technology Officer Sell 42.5 -1,752 -2.80% ✗ $129.2K
Feb 19, 2026 Feb 20, 2026 BALLOU ROGER H Director Neutral 27.5 -1,351 -3.29% ✗ -
Feb 17, 2026 Feb 20, 2026 Campbell Jonathan Bryan SVP, Chief Accounting Officer Neutral 82.5 +1,728 4.65% ✗ -
Feb 17, 2026 Feb 19, 2026 Andretta Ralph J CEO Sell 100.0 +62,244 11.63% ✗ $4.5M
Feb 17, 2026 Feb 19, 2026 Motes Joseph L III EVP, CAO, Gen Counsel & Secy Sell 92.5 +5,883 4.75% ✗ $1.3M
Feb 17, 2026 Feb 19, 2026 Greer Valerie E EVP, Chief Commercial Officer Sell 87.5 +3,401 2.24% ✗ $1.9M
Feb 17, 2026 Feb 19, 2026 Beberman Perry S CFO Sell 37.5 -13,151 -9.76% ✗ $3.3M
Feb 17, 2026 Feb 19, 2026 Campbell Jonathan Bryan SVP, Chief Accounting Officer Sell 90.0 +922 2.55% ✗ $312.2K
Feb 17, 2026 Feb 19, 2026 Driscoll Allegra S EVP, Chief Technology Officer Sell 97.5 +12,421 26.12% ✗ $392.7K
Feb 17, 2026 Feb 19, 2026 McConnaughey Tammy M EVP, Operations & Credit Risk Sell 92.5 +4,262 3.58% ✗ $1.4M
Jan 15, 2026 Jan 20, 2026 Gerspach John C Director Neutral 67.5 +499 0.96% ✗ -
Dec 11, 2025 Dec 15, 2025 Motes Joseph L III EVP, CAO, Gen Counsel & Secy Sell 51.3 -346 -0.28% ✗ $25.5K
Dec 11, 2025 Dec 15, 2025 Greer Valerie E EVP, Chief Commercial Officer Sell 45.0 -1,256 -0.82% ✗ $92.5K
Dec 11, 2025 Dec 15, 2025 Andretta Ralph J CEO Sell 42.5 -4,116 -0.76% ✗ $303K
Oct 15, 2025 Oct 17, 2025 Gerspach John C Director Neutral 77.5 +670 1.30% ✗ -
Jul 30, 2025 Aug 1, 2025 Fawcett John J. Director Buy 95.0 +1,027 11.07% ✗ $63.5K
Jul 15, 2025 Jul 17, 2025 Gerspach John C Director Neutral 77.5 +671 1.32% ✗ -
Jun 16, 2025 Jun 18, 2025 BALLOU ROGER H Director Neutral 85.0 +2,802 7.31% ✗ -
Jun 16, 2025 Jun 18, 2025 Fawcett John J. Director Neutral 90.0 +2,802 43.29% ✗ -
Jun 16, 2025 Jun 18, 2025 Gerspach John C Director Neutral 85.0 +2,802 5.83% ✗ -
Jun 16, 2025 Jun 18, 2025 Lakhwara Praniti Director Neutral 90.0 +2,802 99.36% ✗ -
Jun 16, 2025 Jun 18, 2025 Natarajan Rajesh Director Neutral 90.0 +2,802 16.48% ✗ -
Jun 16, 2025 Jun 18, 2025 St Clair Joyce Director Neutral 90.0 +2,802 40.80% ✗ -
Jun 16, 2025 Jun 18, 2025 THERIAULT TIMOTHY J Director Neutral 90.0 +2,802 12.21% ✗ -
Jun 16, 2025 Jun 18, 2025 Tucker Laurie Anne Director Neutral 85.0 +2,802 9.03% ✗ -
Jun 16, 2025 Jun 18, 2025 TURNEY SHAREN J Director Neutral 90.0 +2,802 14.96% ✗ -
Apr 15, 2025 Apr 17, 2025 Gerspach John C Director Neutral 77.5 +842 1.78% ✗ -
Feb 18, 2025 Feb 20, 2025 Motes Joseph L III EVP, CAO, Gen Counsel & Secy Sell 97.5 +13,237 11.94% ✗ $741.2K
Feb 18, 2025 Feb 20, 2025 McConnaughey Tammy M EVP, Operations & Credit Risk Sell 92.5 +10,383 9.55% ✗ $776.4K
Feb 18, 2025 Feb 20, 2025 Greer Valerie E EVP, Chief Commercial Officer Sell 97.5 +16,233 11.85% ✗ $927.2K
Feb 18, 2025 Feb 20, 2025 Driscoll Allegra S EVP, Chief Technology Officer Sell 95.0 +16,638 53.83% ✗ $173.1K
Feb 18, 2025 Feb 20, 2025 Campbell Jonathan Bryan SVP, Chief Accounting Officer Sell 95.0 +4,566 14.42% ✗ $244.2K
Feb 18, 2025 Feb 20, 2025 Beberman Perry S CFO Sell 100.0 +14,567 12.12% ✗ $1.1M
Feb 18, 2025 Feb 20, 2025 Andretta Ralph J CEO Sell 100.0 +76,620 16.57% ✗ $2.8M
Jan 15, 2025 Jan 16, 2025 Gerspach John C Director Neutral 77.5 +604 1.30% ✗ -
Jan 8, 2025 Jan 10, 2025 Motes Joseph L III EVP, CAO, Gen Counsel & Secy Sell 48.8 -557 -0.50% ✗ $35K
Oct 28, 2024 Oct 30, 2024 Fawcett John J. Director Buy 95.0 +1,000 18.27% ✗ $51K
Oct 15, 2024 Oct 17, 2024 Gerspach John C Director Neutral 77.5 +744 1.62% ✗ -
Aug 12, 2024 Aug 14, 2024 Fawcett John J. Director Buy 95.0 +2,000 57.59% ✗ $99.6K
Jul 15, 2024 Jul 17, 2024 Lakhwara Praniti Director Neutral 90.0 +2,820 100.00% ✗ -
Jul 15, 2024 Jul 17, 2024 Gerspach John C Director Neutral 77.5 +887 1.97% ✗ -
Jul 15, 2024 Jul 17, 2024 Beberman Perry S CFO Sell 42.5 -3,673 -2.97% ✗ $178.9K
Jun 17, 2024 Jun 20, 2024 TURNEY SHAREN J Director Neutral 90.0 +3,473 22.76% ✗ -
Jun 17, 2024 Jun 20, 2024 Tucker Laurie Anne Director Neutral 90.0 +3,473 12.61% ✗ -
Jun 17, 2024 Jun 20, 2024 THERIAULT TIMOTHY J Director Neutral 90.0 +3,473 17.84% ✗ -
Jun 17, 2024 Jun 20, 2024 St Clair Joyce Director Neutral 90.0 +3,473 102.33% ✗ -
Jun 17, 2024 Jun 20, 2024 Natarajan Rajesh Director Neutral 90.0 +3,473 25.67% ✗ -
Jun 17, 2024 Jun 20, 2024 Gerspach John C Director Neutral 85.0 +3,473 8.36% ✗ -
Jun 17, 2024 Jun 20, 2024 Fawcett John J. Director Neutral 90.0 +3,473 100.00% ✗ -
Jun 17, 2024 Jun 20, 2024 BALLOU ROGER H Director Neutral 85.0 +3,473 9.97% ✗ -
Jun 11, 2024 Lakhwara Praniti Director Neutral 52.5 - 0.00% ✗ -
May 15, 2024 Fawcett John J. Director Neutral 52.5 - 0.00% ✗ -
Apr 15, 2024 Apr 17, 2024 Gerspach John C Director Neutral 82.5 +1,025 2.53% ✗ -
Mar 25, 2024 Mar 27, 2024 Motes Joseph L III EVP, CAO, Gen Counsel & Secy Sell 42.5 -1,525 -1.35% ✗ $54.3K
Mar 25, 2024 Mar 27, 2024 McConnaughey Tammy M EVP, Operations & Credit Risk Sell 42.5 -1,793 -1.62% ✗ $63.8K
Mar 25, 2024 Mar 27, 2024 Greer Valerie E EVP, Chief Commercial Officer Sell 42.5 -2,366 -1.70% ✗ $84.3K
Mar 25, 2024 Mar 27, 2024 Beberman Perry S CFO Sell 42.5 -2,384 -1.89% ✗ $84.9K
Mar 25, 2024 Mar 27, 2024 Andretta Ralph J CEO Sell 40.0 -8,712 -1.85% ✗ $310.2K
Feb 15, 2024 Feb 20, 2024 Driscoll Allegra S EVP, Chief Technology Officer Neutral 90.0 +30,909 100.00% ✗ -
Feb 15, 2024 Feb 20, 2024 Campbell Jonathan Bryan SVP, Chief Accounting Officer Sell 95.0 +11,885 60.10% ✗ $81.3K
Feb 15, 2024 Feb 20, 2024 Andretta Ralph J CEO Sell 100.0 +143,009 43.57% ✗ $1.4M
Feb 15, 2024 Feb 20, 2024 Beberman Perry S CFO Sell 91.3 +48,450 62.31% ✗ $46.9K
Feb 15, 2024 Feb 20, 2024 Greer Valerie E EVP, Chief Commercial Officer Sell 97.5 +42,572 43.99% ✗ $341.5K
Feb 15, 2024 Feb 20, 2024 McConnaughey Tammy M EVP, Operations & Credit Risk Sell 97.5 +28,901 35.43% ✗ $327.4K
Feb 15, 2024 Feb 20, 2024 Motes Joseph L III EVP, CAO, Gen Counsel & Secy Sell 97.5 +31,380 38.48% ✗ $339.8K
Jan 29, 2024 Jan 29, 2024 Turtle Creek Asset Management Inc. 10% Owner Sell 27.5 -45,000 -0.90% ✗ $1.6M
Jan 24, 2024 Jan 26, 2024 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -90,000 -1.78% ✗ $3M
Jan 24, 2024 Driscoll Allegra S EVP, Chief Technology Officer Neutral 52.5 - 0.00% ✗ -
Jan 19, 2024 Jan 23, 2024 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -90,000 -1.75% ✗ $2.8M
Jan 16, 2024 Jan 18, 2024 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -90,000 -1.72% ✗ $2.7M
Jan 16, 2024 Jan 18, 2024 Gerspach John C Director Neutral 82.5 +1,187 3.02% ✗ -
Jan 10, 2024 Jan 12, 2024 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -75,000 -1.41% ✗ $2.4M
Jan 5, 2024 Jan 9, 2024 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -60,000 -1.12% ✗ $2M
Jan 2, 2024 Jan 4, 2024 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -75,000 -1.38% ✗ $2.4M
Dec 27, 2023 Dec 29, 2023 Turtle Creek Asset Management Inc. 10% Owner Sell 27.5 -50,000 -0.91% ✗ $1.7M
Dec 21, 2023 Dec 22, 2023 Turtle Creek Asset Management Inc. 10% Owner Sell 27.5 -50,000 -0.90% ✗ $1.7M
Dec 19, 2023 Dec 21, 2023 Motes Joseph L III EVP, CAO, Gen Counsel & Secy Sell 48.8 -481 -0.59% ✗ $16.2K
Dec 18, 2023 Dec 20, 2023 Turtle Creek Asset Management Inc. 10% Owner Sell 27.5 -46,000 -0.82% ✗ $1.5M
Dec 13, 2023 Dec 15, 2023 Turtle Creek Asset Management Inc. 10% Owner Sell 27.5 -54,000 -0.96% ✗ $1.8M
Dec 8, 2023 Dec 12, 2023 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -70,000 -1.22% ✗ $2.2M
Dec 5, 2023 Dec 7, 2023 Turtle Creek Asset Management Inc. 10% Owner Sell 17.5 -75,000 -1.29% ✗ $2.2M
Mar 24, 2023 Nov 21, 2023 Andretta Ralph J CEO Neutral 90.0 +58,211 21.56% ✗ -
Oct 16, 2023 Oct 18, 2023 Tucker Laurie Anne Director Neutral 77.5 +481 1.78% ✗ -
Oct 16, 2023 Oct 18, 2023 Gerspach John C Director Neutral 82.5 +1,033 2.70% ✗ -
Aug 15, 2023 Aug 16, 2023 St Clair Joyce Director Neutral 90.0 +3,394 100.00% ✗ -
Jul 31, 2023 Aug 1, 2023 BALLOU ROGER H Director Buy 90.0 +2,400 7.40% ✗ $100.3K
Jul 17, 2023 Jul 19, 2023 Tucker Laurie Anne Director Neutral 77.5 +552 2.08% ✗ -
Jul 17, 2023 Jul 19, 2023 Gerspach John C Director Neutral 82.5 +1,186 3.20% ✗ -
Jul 17, 2023 Jul 19, 2023 Greer Valerie E EVP, Chief Commercial Officer Sell 42.5 -3,409 -3.40% ✗ $118.8K
Jul 17, 2023 Jul 19, 2023 Beberman Perry S CFO Sell 42.5 -1,612 -2.03% ✗ $56.2K
Jul 17, 2023 St Clair Joyce Director Neutral 52.5 - 0.00% ✗ -
Jun 15, 2023 Jun 20, 2023 TURNEY SHAREN J Director Neutral 90.0 +4,932 47.75% ✗ -
Jun 15, 2023 Jun 20, 2023 Tucker Laurie Anne Director Neutral 90.0 +4,932 22.85% ✗ -
Jun 15, 2023 Jun 20, 2023 THERIAULT TIMOTHY J Director Neutral 90.0 +4,932 33.92% ✗ -
Jun 15, 2023 Jun 20, 2023 Natarajan Rajesh Director Neutral 90.0 +4,932 57.37% ✗ -
Jun 15, 2023 Jun 20, 2023 Gerspach John C Director Neutral 90.0 +4,932 15.33% ✗ -
Jun 15, 2023 Jun 20, 2023 BALLOU ROGER H Director Neutral 90.0 +4,932 17.93% ✗ -
May 30, 2023 Jun 1, 2023 Turtle Creek Asset Management Inc. 10% Owner Buy 48.8 +400 0.01% ✗ $12K
May 24, 2023 May 26, 2023 Turtle Creek Asset Management Inc. 10% Owner Buy 67.5 +15,000 0.26% ✗ $442.5K